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Utah criminal charge

Financial transaction card offenses in Utah

Current through 2026 Utah legislative session

Financial transaction card offenses is a criminal offense under Utah law, defined by Utah Code Ann. § 76-6-506.6. Its classification is not fixed: Utah assigns a different penalty class depending on the circumstances of the offense. The class that applies — and the sentencing range that follows from it — depends on which statutory variant fits the facts.

Defined by Utah Code Ann. § 76-6-506.6.

What is the penalty for financial transaction card offenses in Utah?

Penalties for Financial transaction card offenses
PenaltyRangeBasisAuthority
Jail / prisonup to 6 months (Value less than $500 — The value of the property, money, or thing obtained or sought to be obtained is less than $500.)discretionaryUtah Code Ann. § 76-3-204
Fineup to $1,000 (Value less than $500 — The value of the property, money, or thing obtained or sought to be obtained is less than $500.; greater amounts may be specifically authorized by statute (Utah Code Ann. § 76-3-301))discretionaryUtah Code Ann. § 76-3-204
Jail / prisonValue $500 to $1,500 — The value of the property, money, or thing obtained or sought to be obtained is $500 or more but less than $1,500.; up to 364 days — except up to one year for class A misdemeanors under Title 76, Chapter 5 (Offenses Against the Individual), other than Sections 76-5-102.9, 76-5-107.5, 76-5-113, and 76-5-303, which remain at 364 days (Utah Code Ann. § 76-3-204(1))discretionaryUtah Code Ann. § 76-3-204
Fineup to $2,500 (Value $500 to $1,500 — The value of the property, money, or thing obtained or sought to be obtained is $500 or more but less than $1,500.; greater amounts may be specifically authorized by statute (Utah Code Ann. § 76-3-301))discretionaryUtah Code Ann. § 76-3-204
Jail / prisonup to 5 years (Value $1,500 to $5,000 — The value of the property, money, or thing obtained or attempted to be obtained is $1,500 or more but less than $5,000.; indeterminate prison term, unless the statute provides otherwise; actual release is determined by the Board of Pardons and Parole)discretionaryUtah Code Ann. § 76-3-203
Fineup to $5,000 (Value $1,500 to $5,000 — The value of the property, money, or thing obtained or attempted to be obtained is $1,500 or more but less than $5,000.; greater amounts may be specifically authorized by statute (Utah Code Ann. § 76-3-301))discretionaryUtah Code Ann. § 76-3-203
Jail / prison1 years to 15 years (Value $5,000 or more — The value of the property, money, or thing obtained or attempted to be obtained is $5,000 or more.; indeterminate prison term, unless the statute provides otherwise; actual release is determined by the Board of Pardons and Parole)discretionaryUtah Code Ann. § 76-3-203
Fineup to $10,000 (Value $5,000 or more — The value of the property, money, or thing obtained or attempted to be obtained is $5,000 or more.; greater amounts may be specifically authorized by statute (Utah Code Ann. § 76-3-301))discretionaryUtah Code Ann. § 76-3-203

Applies to current (2026 General Session).

How is financial transaction card offenses classified in Utah?

The classification depends on the circumstances:

Classification variants for Financial transaction card offenses
VariantClassificationWhen it appliesStatute
Value less than $500Class B MisdemeanorThe value of the property, money, or thing obtained or sought to be obtained is less than $500.Utah Code Ann. § 76-6-506.6(3)(a)(i)
Value $500 to $1,500Class A MisdemeanorThe value of the property, money, or thing obtained or sought to be obtained is $500 or more but less than $1,500.Utah Code Ann. § 76-6-506.6(3)(a)(ii)
Value $1,500 to $5,000Third Degree FelonyThe value of the property, money, or thing obtained or attempted to be obtained is $1,500 or more but less than $5,000.Utah Code Ann. § 76-6-506.6(3)(a)(iii)
Value $5,000 or moreSecond Degree FelonyThe value of the property, money, or thing obtained or attempted to be obtained is $5,000 or more.Utah Code Ann. § 76-6-506.6(3)(a)(iv)

Common questions about financial transaction card offenses in Utah

Is financial transaction card offenses a felony or a misdemeanor in Utah?

It depends on the circumstances: financial transaction card offenses ranges from a Class B Misdemeanor to a Second Degree Felony in Utah under Utah Code Ann. § 76-6-506.6.

Value less than $500: Class B Misdemeanor (Utah Code Ann. § 76-6-506.6(3)(a)(i)) · Value $500 to $1,500: Class A Misdemeanor (Utah Code Ann. § 76-6-506.6(3)(a)(ii)) · Value $1,500 to $5,000: Third Degree Felony (Utah Code Ann. § 76-6-506.6(3)(a)(iii)) · Value $5,000 or more: Second Degree Felony (Utah Code Ann. § 76-6-506.6(3)(a)(iv))

What are the penalties for financial transaction card offenses in Utah?

Penalties for financial transaction card offenses in Utah depend on how it is classified — from a Class B Misdemeanor up to a Second Degree Felony — with the ranges set by Utah Code Ann. § 76-3-204 and Utah Code Ann. § 76-3-203; the full table of ranges by variant is published on this page.

Which Utah statute covers financial transaction card offenses?

Financial transaction card offenses is governed by Utah Code Ann. § 76-6-506.6 (Financial transaction card offenses - Unauthorized factoring of credit card sales drafts).

Legal terms used in this law

This reference is informational and is not legal advice. Penalty ranges are the statutory classification ranges; sentencing in a specific case depends on its facts and history.