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Iowa legal term

Consumer credit report in Iowa Criminal Law

Current through 2026 Iowa legislative session

In Iowa criminal law, “Consumer credit report” is a term defined by statute rather than by its everyday meaning. Its statutory definition — quoted verbatim below — controls how the term is applied throughout the Iowa criminal code.

What does “Consumer credit report” mean in Iowa criminal law?

“Consumer credit report” means a consumer report, as defined in 15 U.S.C. §1681a, that is used or collected in whole or in part for the purpose of serving as a factor in establishing a consumer’s eligibility for credit for personal, family, or household purposes. 3. “Consumer reporting agency” means the same as defined in 15 U.S.C. §1681a(f). (Iowa Code § 714G.1)

Statutes defining or using this term

Related terms in the same statutes

This reference is informational and is not legal advice.