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Maine criminal charge

Insurance deception in Maine

Current through 2026 Maine legislative session

Insurance deception is a criminal offense under Maine law, defined by 17-A M.R.S. § 354-A. Its classification is not fixed: Maine assigns a different penalty class depending on the circumstances of the offense. The class that applies — and the sentencing range that follows from it — depends on which statutory variant fits the facts.

Defined by 17-A M.R.S. § 354-A.

What is the penalty for insurance deception in Maine?

Penalties for Insurance deception
PenaltyRangeBasisAuthority
Jail / prisonup to 6 months (Insurance deception theft - base offense — A person obtains or exercises control over property of another as a result of insurance deception with intent to deprive, without regard to value thresholds.; statutory default maximum (17-A M.R.S. §1604(1)(E)); individual statutes may specify a different maximum)discretionary17-A M.R.S. § 1604
Fineup to $1,000 (Insurance deception theft - base offense — A person obtains or exercises control over property of another as a result of insurance deception with intent to deprive, without regard to value thresholds.; maximum for an individual (17-A M.R.S. §1704(5)); organizations up to $10,000 (§1705); statute-specific fines may differ)discretionary17-A M.R.S. § 1604

Applies to current (PL 2019, c. 113 recodification).

How is insurance deception classified in Maine?

The classification depends on the circumstances:

Classification variants for Insurance deception
VariantClassificationWhen it appliesStatute
Insurance deception theft - base offenseClass E CrimeA person obtains or exercises control over property of another as a result of insurance deception with intent to deprive, without regard to value thresholds.17-A M.R.S. § 354-A(1)(A)

Common questions about insurance deception in Maine

What class of crime is insurance deception in Maine?

Insurance deception is a Class E Crime in Maine under 17-A M.R.S. § 354-A.

Insurance deception theft - base offense: Class E Crime (17-A M.R.S. § 354-A(1)(A))

What are the penalties for insurance deception in Maine?

Penalties for insurance deception in Maine depend on how it is classified — from a Class E Crime up to a Class E Crime — with the ranges set by 17-A M.R.S. § 1604; the full table of ranges by variant is published on this page.

Which Maine statute covers insurance deception?

Insurance deception is governed by 17-A M.R.S. § 354-A (Insurance deception).

Legal terms used in this law

This reference is informational and is not legal advice. Penalty ranges are the statutory classification ranges; sentencing in a specific case depends on its facts and history.