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Virginia criminal charge

Fraudulent application for credit card in Virginia

Current through 2026 Virginia legislative session

Fraudulent application for credit card is a criminal offense under Virginia law, defined by Va. Code Ann. § 18.2-195.2. Its classification is not fixed: Virginia assigns a different penalty class depending on the circumstances of the offense. The class that applies — and the sentencing range that follows from it — depends on which statutory variant fits the facts.

Defined by Va. Code Ann. § 18.2-195.2.

What is the penalty for fraudulent application for credit card in Virginia?

Penalties for Fraudulent application for credit card
PenaltyRangeBasisAuthority
Jail / prisonup to 12 months (False statement to procure credit card — A person makes or conspires to make a materially false written statement concerning financial condition or ability to pay, knowing it false, intending it be relied upon to procure a credit card.)discretionaryVa. Code Ann. § 18.2-11
Fineup to $2,500 (False statement to procure credit card — A person makes or conspires to make a materially false written statement concerning financial condition or ability to pay, knowing it false, intending it be relied upon to procure a credit card.; either or both with confinement (§ 18.2-11(a)))discretionaryVa. Code Ann. § 18.2-11
Fineup to $250 (False statement made in response to unrequested solicitation — The materially false written statement is made in response to an unrequested written solicitation from the issuer or its agent to apply for a credit card.; fine only — no jail (§ 18.2-11(d)))discretionaryVa. Code Ann. § 18.2-11

Applies to current.

How is fraudulent application for credit card classified in Virginia?

The classification depends on the circumstances:

Classification variants for Fraudulent application for credit card
VariantClassificationWhen it appliesStatute
False statement to procure credit cardClass 1 MisdemeanorA person makes or conspires to make a materially false written statement concerning financial condition or ability to pay, knowing it false, intending it be relied upon to procure a credit card.Va. Code Ann. § 18.2-195.2A
False statement made in response to unrequested solicitationClass 4 MisdemeanorThe materially false written statement is made in response to an unrequested written solicitation from the issuer or its agent to apply for a credit card.Va. Code Ann. § 18.2-195.2A

Common questions about fraudulent application for credit card in Virginia

Is fraudulent application for credit card a felony or a misdemeanor in Virginia?

It depends on the circumstances: fraudulent application for credit card ranges from a class 4 misdemeanor to a class 1 misdemeanor in Virginia under Va. Code Ann. § 18.2-195.2.

False statement to procure credit card: class 1 misdemeanor (Va. Code Ann. § 18.2-195.2A) · False statement made in response to unrequested solicitation: class 4 misdemeanor (Va. Code Ann. § 18.2-195.2A)

What are the penalties for fraudulent application for credit card in Virginia?

Penalties for fraudulent application for credit card in Virginia depend on how it is classified — from a class 4 misdemeanor up to a class 1 misdemeanor — with the ranges set by Va. Code Ann. § 18.2-11; the full table of ranges by variant is published on this page.

Which Virginia statute covers fraudulent application for credit card?

Fraudulent application for credit card is governed by Va. Code Ann. § 18.2-195.2 (Fraudulent application for credit card; penalties).

Legal terms used in this law

This reference is informational and is not legal advice. Penalty ranges are the statutory classification ranges; sentencing in a specific case depends on its facts and history.